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The Bulcock Team

Debbie and Bob Bulcock more affectionately known as the B Team have been working as a team since 1995. Debbie started in the mortgage industry in 1986 and Bob followed in her footsteps in 1995. That is a combined mortgage experience of 41 years! We have worked at Wallick & Volk since 1999.

We understand that the purchase of home is the most important financial and emotional decision you will ever make. For that reason Debbie and Bob are committed to guiding you through the loan process so you feel confident you made the right choices throughout the process.

Many first-time home buyers are more interested in buying a home and don't realize the value of a home can be a potential financial tool for future financial planning. Veteran borrowers sometimes don't realize the potential the equity has in future financial goal planning. We will be here for you before, during and after the transaction closes. We want you to want to be customers for life.

Debbie and Bob have decided to give back to the community of veterans, active duty military and first responders. They have personally set up a program to offer reduced closing costs to the great people that defend our country or protect us from harm. They call it their ZERO FOR HEROS Program. Ask them about it. To your Success!!

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Loan Programs

Wallick & Volk has numerous loan programs to help ensure that you are placed in the right loan program, based specifically upon your individual needs. Wallick & Volk mortgage professionals are here to guide you every step of the way! Click on any of the loan programs below to learn more about what we have to offer you.

Conventional Fixed & Adjustable Rate FHA & VA Rural Development Jumbo Refinance Renovation First Time Homebuyer

Mortgage 101

Mortgages are complicated and without the right tools and information it can be difficult to understand the process. We believe in making it easy. Here are some tools to help you navigate the mortgage process.

Understanding the exciting journey to home ownership

Mortgage Process

Glossary of commonly used mortgage terms


Find answers to your home loan questions

Mortgage FAQ